bistro insuranceIf you own a bistro or a chain of bistros it’s imperative to have bistro insurance which specifically caters for your type of business. Be aware that standard commercial insurance is usually not sufficient enough for licenced premises, bistros or similar food establishments. Bistro insurance is like café insurance in that there are four main types of cover to choose from for instance:-

  • Buildings insurance
  • Public Liability insurance
  • Employer’s Liability insurance
  • Business interruption

Online brokers have highly trained insurance specialists who can provide you with a free no-obligation quote for bistro insurance so contact them today for more information.

It’s your responsibility as a bistro owner to make sure you have enough cover for your premises by purchasing buildings insurance cover, however if you are leasing the property then your landlord will probably be responsible for having commercial landlord’s insurance in place. Public Liability is equally as important as buildings insurance, when running a bistro you may have many customers visiting your premises so Public Liability insurance is an important element of cover that can protect you from claims if made by customers.

Unfortunately in today’s modern society law suits and claims for compensation are becoming more and more frequent, especially from staff, therefore it’s vital to purchase Employer’s Liability insurance online from established brokers. This type of cover is mandatory in the UK no matter what type of business you have. Generally bistros do not need high levels of stock cover although fixtures and fittings should certainly be considered as an optional extra, if they are damaged, repairs or replacements can run into thousands of pounds so without the right insurance you may well be out of pocket. Why not also contact brokers online or by telephone concerning cover for:-

  • Cash on premises insurance
  • Cash in transit insurance

There are so many insurance policies on the market you may find it difficult to choose which one is most suitable for your bistro. Do make sure you read the relevant bistro insurance policy summary so that you are happy with key factors and there aren’t too many exclusions. Brokers can provide you with the right insurance to cover you, your staff, your bistro premises as well as its contents and of course your customers. You can receive fully comprehensive bistro insurance from brokers in a matter of minutes at unbeatable prices.

Many business owners are now turning to insurance brokers for their efficient services and high quality insurance cover. Established brokers can offer:-

  • Excellent premium, choice of insurance companies
  • Quotes comparisons to get you the lowest prices
  • Instant cover for all types of bistros
  • Emergency glass replacement service as an optional extra

Speak to a highly experienced consultant today about bistro insurance. They can arrange cover in no time at all so you have peace of mind that everything will be protected should anything untoward happen to your bistro. If you need any more information regarding bistro insurance request a call back at a time to suit you.

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