Managing a public house can be very time-consuming, it takes great organising skills and forward planning to make a success of this type of business. Like all businesses there are risks involved especially related to alcohol which is obviously served in public bars. To cover any potential risks it’s wise to purchase public house insurance for complete protection. Each public house differs in size, however most have busy periods throughout the day and evening employing staff to provide alcohol, snacks and food for customers, clients too can differ depending on the public house’s location.

As customers consume alcohol, the more they drink the more some are likely to cause trouble among themselves, to staff members or even yourself, which could result in personal injury. Similarly, injuries can be caused because of:-

  • Slippery floor surfaces
  • Spilt food
  • Loose fixtures and fittings
  • Poor lighting
  • Unsafe seating

With these points in mind it’s certainly worth buying public house insurance from online brokers. If a customer was to sustain an injury as a result of an accident through your fault, he or she may decide to sue you for compensation, especially when there are many solicitors who provide a no-win no-fee service. It’s not surprising therefore that some customers are more eager than ever to claim against any type of business if they feel you were responsible for their injury through negligence.

Not having public house insurance is certainly a risk not worth taking for you, your business as well as your staff. Imagine what would happen if a customer sued you and was successful, if you didn’t have adequate cover your business could be ruined financially not to mention your good name and reputation within the public house industry.

Professional online brokers can provide you with all you need to know about public house insurance. They can offer:-

  • Public Liability insurance
  • Employer’s Liability insurance
  • Property damage insurance

In addition to this, speak to an experienced online broker either by phone or e-mail regarding loss of licence insurance as well as employee theft cover too. Unfortunately it’s a fact of life no matter where you work, where money is exchanging hands and alcohol for sale some members of staff may take the opportunity to steal. It’s just one of the risks public house owners or managers have to face. Once an employee begins to steal, he or she will quickly get into the habit thinking that they won’t be caught, don’t let this happen to you, re-evaluate your public house insurance requirements now with reputable online brokers.

Brokers can provide you with a realistic quote in a matter of minutes and instant cover too. Why not take the time to compare their public house insurance against fellow competitors, you’re sure to get a great deal and the necessary cover. If you are unsure about anything regarding public house insurance speak to an adviser for peace of mind, after all they have your best interests at heart when it comes to insurance.

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