Wine Bar Insurance

Let reputable brokers provide you with comprehensive bespoke wine bar insurance solutions at discounted prices. There are many people involved daily in a wine bar environment from employees to customers so it’s essential to have wine bar insurance to cover all eventualities. The leisure industry is constantly changing, always adapting to new ideas, similarly established brokers reflect this in their insurance products and employ staff who have many years of experience in the insurance, leisure sector. They can risk assess your wine bar and advise you on ways to protect your venue including your reputation by offering quality insurance from well-known UK insurance companies to tailor-meet your specific requirements.

For owners or managers who run wine bars they probably are only too well aware that when a mixture of alcohol and high spirits arise sometimes it’s difficult to know what may happen next, therefore it makes sense to have wine bar insurance for your staff as well as your customers. Standard cover usually includes:-

  • Buildings and contents cover – this will cover the cost of repairing or rebuilding your wine bar in the event of a flood, fire or accidental damage, It extends to your wine bar contents as well as stock and cash
  • Public Liability insurance – public liability cover protects you against customers who make a claim if they think you have been negligent towards them which has resulted in an accident or injury while on your premises
  • Employer’s Liability insurance – staff welfare is very important which is why this type of insurance is legally required throughout the UK. It will protect your workforce if they were injured or became ill when at work
  • Business interruption – your wine bar is probably your livelihood so should anything happen to it and you are unable to trade, imagine how it would affect profits. Business interruption insurance is designed to protect your cash flow in the event of you having to close the bar.

The above are just some of the key features which brokers include in wine bar insurance, however they realise that not all wine bar premises are the same, so to get an instant tailor-made quote for your particular wine bar contact them today online or by telephone.

As you would expect from reputable online brokers they have a plethora of knowledge regarding wine bar insurance that enables them to provide owners with optional insurance cover such as:-

  • Personal accident injury
  • Assault cover for staff
  • Goods in transit cover
  • Cover for sound and entertainment equipment
  • Glass cover
  • Loss of licence
  • Loss of attraction
  • Cover for freezer and food contents (if you provide meals)

There are plenty of insurance tips and advice online for you to read at your leisure especially how to lower your premiums by having CCTV cameras installed, the necessary health and safety procedures in place to minimise injuries, along with having a central station fire alarm. Don’t delay, speak to brokers soon about wine bar insurance, it won’t cost the earth for complete protection.

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